Financial Planning

A Financial plan for every age and stage of life!

If you are in your 20’s

Opportunities, Opportunities, Opportunities.
Laying the foundation for financial freedom by implementing and embedding financial habits that include:

  • Preparing a budget.
  • Starting a Savings plan for that car, holiday, home, investment etc.
  • Manage and reduce debt.
  • Protecting your future income – income protection insurance.
  • Protecting you loved ones – Life insurance.

If you are in your 30’s

Building wealth for you and your family.
Enjoying life, yet planning for the future.

  • Setting financial goals.
  • Paying down debt.
  • Planning for your children’s education.
  • Investing surplus income.
  • Minimise tax.
  • Adding to your portfolio.
  • Protecting your income and loved ones.
  • Streamline Superannuation.
  • Having a plan for your estate.

If you are in your 40’s

Consolidating your wealth during these busy years.

  • Reviewing your budget and financial plan.
  • Managing debts and borrowings.
  • Saving plan for the children’s education and family holidays.
  • Budgeting.
  • Invest surplus income and build on current assets.
  • Reducing tax.
  • Protecting your income and loved ones.
  • Review superannuation.
  • Planning or reviewing your estate plan.

Having and abiding to a financial plan is critical during these busy years.

If you are in your 50’s & 60’s

Getting ready for financial independence.
As you embark on the final stage of your working life, retirement planning is critical in getting you ready.

  • Setting retirement goals.
  • Understanding how long your retirement funds will last in retirement.
  • Structuring investments to give you the maximum benefit in retirement.
  • Boosting your savings and superannuation.
  • Continue to accumulate wealth tax effectively.
  • Planning for your wealth by ensuring sufficient insurances. (Income replacement and life insurances).
  • Planning for your estate and its distribution (Wills, Power of attorney’s and testamentary trusts)

Retirement

Living the life style you deserved and planned.

  • Entitlement to Centrelink benefits and cards.
  • Budgeting and funding you retirement lifestyle.
  • Planning for one off purchase and holidays.
  • Making sure your retirement savings last.
  • Updating your estate plan.

Financial planning is about sensible management of your money during different ages and stages of life. Whether you are a young professional, busy raising a family, successful professional or looking to retire we can help you. We can help you plan, implement and achieve your financial goals regardless of the age and stage you may find yourself in. Our process is client driven hence our advice and plan are centred on your journey to financial freedom. You are unique and so are your goals and desires.

To review your life stage, evaluate your current financial position and see what potential strategies and opportunities available to you: Call our office on (03) 8774 2843 or contact us for a free initial consultation.

Kevin Bellet (AR 472224) and Entire Financial Services Pty Ltd (CAR 235471) are Authorized Representatives of Dover Financial Advisers Pty Ltd AFSL 307248.

 

Contact us for a free initial consultation Today!

Our Services

First Royal Holdings - Financial Services
financial services
First Royal Financial Services provides an end to end financial solutions to its customers.
First Royal Holdings - Accounting Services
accounting services
Our goal is to provide professional service that brings value to you.
First Royal Holdings - Financial Planning
financial planning
We can help you plan, implement and achieve your financial goals regardless your age & stage.
First Royal Holdings - Building Services
Building
We are a boutique home builder based in Melbourne and provide home & commercial building services.

What our customers say?

Dr. Sisira Colombage
Senior lecturer, Federation University of Melbourne

The First Royal Holdings team was extremely diligent and meticulous in detail, explaining mortgages and other financial products clearly & simply. Jehan and the team provided a fantastic service and kick started my savings into an investment that has yielded great results. I have always had good interest rates, as the team negotiates on my behalf at every opportunity. This takes the stress out of the procedure for me and I know that everything is well organised and set up to be as cost effective and simplest way possible. In my experience, First Royal Financial Services consistently provide first class advice not only in mortgage matters but also in Accounting and Taxation matters, in optimising any available benefits or assistance and in all areas of Financial Planning.

Prem Krupakaran, QLD
National Assets Service Manager, Puma Energy

We moved from renting in Sydney to our own house in Melbourne. The reason we were able to do that is because of Jehan. From our very first call, to taking the keys of our first own house, Jehan managed the entire process. We contacted Jehan to organize the finance, but he clearly understood our situation and went to that extent of helping us in finding and choosing the right property. Jehan was very Professional, knowledgeable and took the stress out of us. We are extremely fortunate to have Jehan in this journey. Very very grateful to Jehan for making our dream come true.

Suranji & Ranil Wijesooriya, VIC
Group Financial Controller, Egans Group

I want to say a huge thank you to Jehan for helping me out to get my first house. I was highly impressed with the level of service and advice he provided. Since, I went for a land and construction package I needed that support very much and Jehan overwhelmingly delivered it without any hesitation. Without any doubt I wouldn’t have received this service if I had approached the Bank directly. Always would recommend anyone to Jehan.

Kim & Luke Mattson, QLD
Officer Manager

During the last 12 years, I have invested in a number of properties and dealt with many brokers and bankers. Initially, we were living in Melbourne and then moved to Brisbane. Jehan was introduced to us by a friend, who managed both our property purchases here in Melbourne and Brisbane. Time to time, we have sold and purchased numerous properties with very challenging situations. But Jehan managed everything with ease and care. We have no hesitation in recommending Jehan and his team to anyone who is seeking to acquire property.      

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