About Us

First Royal is all about accomplishment and seeing customers happy with our commitment and seamless delivery. Our DNA is all about “trust” we earned over a decade in business and doing the right thing by the customer, seeing their future is flourished and protected through our valuable services.

We have a team of professionals delivering services to help to provide finance in buying the first home or the investment property, business loan to acquire or expand the ongoing business or providing valuable financial planning advice to secure their hard-earned wealth and protecting the livelihood in some unforeseen circumstances.

Our promise is to see you grow with our unparalleled service delivery through dynamism with a vision to become one of Australia’s leading brokerage houses which has the power to cater to all your financial needs under a single delivery model.


Jehan Fernando

Jehan Fernando, a highly experienced banker, is the founder of First Royal Holdings, with a vision to provide an end to end financial solutions to its customers. From a humble beginning of a back-yard mortgage business in 2009, Jehan has grown First Royal to become one of Australia’s top mortgage boutique businesses which currently ranked amongst top 50 brokerages in Australia. After decades of working in highly esteemed banks and non-banking financial institutions, both here in Australia and overseas, Jehan decided to start his own financial service firm in Melbourne. Jehan is committed to providing clients with extraordinary service based on developing a relationship designed to discover and meet their various financial needs in a single visit under one roof.

During his time in the financial industry which spans over 29 years, he has been exposed in the banking and non-banking financial institutions. His stay during 1994-2005 in Lanka ORIX Leasing Co (Known as LOLC Group, a premier flagship company ) saw Jehan master his comrade in leadership, management and entrepreneurial skills. In Australia, he further accomplished in skills at Australian and New Zealand (ANZ Bank) at various local banking positions.

He holds a Diploma in Applied Finance, a Graduate Certificate in Financial Services, as well as a Diploma in Mortgage Broking. In addition, Jehan is a Fellow member of Bankers Association of Sri Lanka and Chartered Institute of Marketing (CIM UK)

Our Services

First Royal Holdings - Financial Services
financial services
First Royal Financial Services provides an end to end financial solutions to its customers.
First Royal Holdings - Accounting Services
accounting services
Our goal is to provide professional service that brings value to you.
First Royal Holdings - Financial Planning
financial planning
We can help you plan, implement and achieve your financial goals regardless your age & stage.
First Royal Holdings - Building Services
We are a boutique home builder based in Melbourne and provide home & commercial building services.

What our customers say?

Dr. Sisira Colombage
Senior lecturer, Federation University of Melbourne

The First Royal Holdings team was extremely diligent and meticulous in detail, explaining mortgages and other financial products clearly & simply. Jehan and the team provided a fantastic service and kick started my savings into an investment that has yielded great results. I have always had good interest rates, as the team negotiates on my behalf at every opportunity. This takes the stress out of the procedure for me and I know that everything is well organised and set up to be as cost effective and simplest way possible. In my experience, First Royal Financial Services consistently provide first class advice not only in mortgage matters but also in Accounting and Taxation matters, in optimising any available benefits or assistance and in all areas of Financial Planning.

Prem Krupakaran, QLD
National Assets Service Manager, Puma Energy

We moved from renting in Sydney to our own house in Melbourne. The reason we were able to do that is because of Jehan. From our very first call, to taking the keys of our first own house, Jehan managed the entire process. We contacted Jehan to organize the finance, but he clearly understood our situation and went to that extent of helping us in finding and choosing the right property. Jehan was very Professional, knowledgeable and took the stress out of us. We are extremely fortunate to have Jehan in this journey. Very very grateful to Jehan for making our dream come true.

Suranji & Ranil Wijesooriya, VIC
Group Financial Controller, Egans Group

I want to say a huge thank you to Jehan for helping me out to get my first house. I was highly impressed with the level of service and advice he provided. Since, I went for a land and construction package I needed that support very much and Jehan overwhelmingly delivered it without any hesitation. Without any doubt I wouldn’t have received this service if I had approached the Bank directly. Always would recommend anyone to Jehan.

Kim & Luke Mattson, QLD
Officer Manager

During the last 12 years, I have invested in a number of properties and dealt with many brokers and bankers. Initially, we were living in Melbourne and then moved to Brisbane. Jehan was introduced to us by a friend, who managed both our property purchases here in Melbourne and Brisbane. Time to time, we have sold and purchased numerous properties with very challenging situations. But Jehan managed everything with ease and care. We have no hesitation in recommending Jehan and his team to anyone who is seeking to acquire property.