First Royal Holdings


About Us

Meet the awesome team!


First Royal is all about accomplishment and seeing customers happy with our commitment and seamless delivery. Our DNA is all about “trust” we earned over a decade in business and doing the right thing by the customer, seeing their future is flourished and protected through our valuable services.

We have a team of professionals delivering services to help providing finance in buying the first home or the investment property, business loan to acquire or expand the ongoing business or providing valuable financial planning advice to secure their hard-earned wealth and protecting the livelihood in some unforeseen circumstances.

Our promise is to see you grow with our unparalleled service delivery through dynamism with a vision to become one of Australia’s leading brokerage houses which has power to cater to all your financial needs under a single delivery model.

Jehan Fernando
Director-CEO

Jehan Fernando, a highly experienced banker, is the founder of First Royal Holdings, with a vision to provide an end to end financial solutions to its customers. From a humble beginning of a back-yard mortgage business in 2009, Jehan has grown First Royal to become one of Australia’s top mortgage boutique businesses which currently ranked amongst top 50 brokerages in Australia. After decades of working in highly esteemed banks and non-banking financial institutions, both here in Australia and overseas, Jehan decided to start his own financial service firm in Melbourne. Jehan is committed to providing clients with extraordinary service based on developing a relationship designed to discover and meet their various financial needs in a single visit under one roof.

 

During his time in the financial industry which spans over 29 years he has been exposed in the banking and non-banking financial institutions. His stay during 1994-2005 in Lanka ORIX Leasing Co (Known as LOLC Group, a premier flagship company currently rated as no. 1 conglomerate in Sri Lanka ) saw Jehan master his comrade in leadership, management and entrepreneurial skills. In Australia, he further accomplished in skills at Australian and New Zealand (ANZ Bank) at various local banking positions.

He holds a Diploma in applied Finance, a Graduate Certificate in Financial Services, as well as a Diploma in Mortgage Broking. In addition, Jehan is a Fellow member of Bankers Association of Sri Lanka and Chartered institute of Marketing (CIM UK)
 
Dhanushka Ellepola
Head of Operations

Danushka (AKA Dan) has over 15 years of experience in debt recoveries, credit and process management here and overseas prior to joining First Royal Group in 2016. Dan was Head of Operations and Recoveries at Alliance Finance Group, a leading finance group in Sri Lanka during 2008-2013. At First Royal, Dan is responsible for management and delivering end to end processing of loan facilities and Development of Lending Support team.

 
Oshini Fernando
Chief Financial Officer

With over 20 years' financial services experience, Oshini previously held finance roles in a leading Development Bank overseas and at ANZ bank. She also held business development roles at Scottish Pacific Finance (Previously known as Bibby Financials ) before joining the First Royal group in 2016. She is now responsible for managing group’s financial activities and financial risks including compliance.

 
Kevin Bellet
Head of Financial Planning

Kevin forms a nuclear part of the group bringing in over ten years of financial services experience working at ANZ bank and heads the financial planning arm of Frist Royal Financial Planning since inception of financial Planning launched in 2014. Kevin holds a a Diploma of Financial Services (Mortgage Broking) and a Diploma of Financial Planning.

Jehan Fernando
Director-CEO

Jehan Fernando, a highly experienced banker, is the founder of First Royal Holdings, with a vision to provide an end to end financial solutions to its customers. From a humble beginning of a back-yard mortgage business in 2009, Jehan has grown First Royal to become one of Australia’s top mortgage boutique businesses which currently ranked amongst top 50 brokerages in Australia. After decades of working in highly esteemed banks and non-banking financial institutions, both here in Australia and overseas, Jehan decided to start his own financial service firm in Melbourne. Jehan is committed to providing clients with extraordinary service based on developing a relationship designed to discover and meet their various financial needs in a single visit under one roof.

 

During his time in the financial industry which spans over 29 years he has been exposed in the banking and non-banking financial institutions. His stay during 1994-2005 in Lanka ORIX Leasing Co (Known as LOLC Group, a premier flagship company currently rated as no. 1 conglomerate in Sri Lanka ) saw Jehan master his comrade in leadership, management and entrepreneurial skills. In Australia, he further accomplished in skills at Australian and New Zealand (ANZ Bank) at various local banking positions.

He holds a Diploma in applied Finance, a Graduate Certificate in Financial Services, as well as a Diploma in Mortgage Broking. In addition, Jehan is a Fellow member of Bankers Association of Sri Lanka and Chartered institute of Marketing (CIM UK)
 
Jehan Fernando
Director-CEO

Jehan Fernando, a highly experienced banker, is the founder of First Royal Holdings, with a vision to provide an end to end financial solutions to its customers. From a humble beginning of a back-yard mortgage business in 2009, Jehan has grown First Royal to become one of Australia’s top mortgage boutique businesses which currently ranked amongst top 50 brokerages in Australia. After decades of working in highly esteemed banks and non-banking financial institutions, both here in Australia and overseas, Jehan decided to start his own financial service firm in Melbourne. Jehan is committed to providing clients with extraordinary service based on developing a relationship designed to discover and meet their various financial needs in a single visit under one roof.

 

During his time in the financial industry which spans over 29 years he has been exposed in the banking and non-banking financial institutions. His stay during 1994-2005 in Lanka ORIX Leasing Co (Known as LOLC Group, a premier flagship company currently rated as no. 1 conglomerate in Sri Lanka ) saw Jehan master his comrade in leadership, management and entrepreneurial skills. In Australia, he further accomplished in skills at Australian and New Zealand (ANZ Bank) at various local banking positions.

He holds a Diploma in applied Finance, a Graduate Certificate in Financial Services, as well as a Diploma in Mortgage Broking. In addition, Jehan is a Fellow member of Bankers Association of Sri Lanka and Chartered institute of Marketing (CIM UK)
 
Jehan Fernando
Director-CEO

Jehan Fernando, a highly experienced banker, is the founder of First Royal Holdings, with a vision to provide an end to end financial solutions to its customers. From a humble beginning of a back-yard mortgage business in 2009, Jehan has grown First Royal to become one of Australia’s top mortgage boutique businesses which currently ranked amongst top 50 brokerages in Australia. After decades of working in highly esteemed banks and non-banking financial institutions, both here in Australia and overseas, Jehan decided to start his own financial service firm in Melbourne. Jehan is committed to providing clients with extraordinary service based on developing a relationship designed to discover and meet their various financial needs in a single visit under one roof.

 

During his time in the financial industry which spans over 29 years he has been exposed in the banking and non-banking financial institutions. His stay during 1994-2005 in Lanka ORIX Leasing Co (Known as LOLC Group, a premier flagship company currently rated as no. 1 conglomerate in Sri Lanka ) saw Jehan master his comrade in leadership, management and entrepreneurial skills. In Australia, he further accomplished in skills at Australian and New Zealand (ANZ Bank) at various local banking positions.

He holds a Diploma in applied Finance, a Graduate Certificate in Financial Services, as well as a Diploma in Mortgage Broking. In addition, Jehan is a Fellow member of Bankers Association of Sri Lanka and Chartered institute of Marketing (CIM UK)
 
Jehan Fernando
Director-CEO

Jehan Fernando, a highly experienced banker, is the founder of First Royal Holdings, with a vision to provide an end to end financial solutions to its customers. From a humble beginning of a back-yard mortgage business in 2009, Jehan has grown First Royal to become one of Australia’s top mortgage boutique businesses which currently ranked amongst top 50 brokerages in Australia. After decades of working in highly esteemed banks and non-banking financial institutions, both here in Australia and overseas, Jehan decided to start his own financial service firm in Melbourne. Jehan is committed to providing clients with extraordinary service based on developing a relationship designed to discover and meet their various financial needs in a single visit under one roof.

 

During his time in the financial industry which spans over 29 years he has been exposed in the banking and non-banking financial institutions. His stay during 1994-2005 in Lanka ORIX Leasing Co (Known as LOLC Group, a premier flagship company currently rated as no. 1 conglomerate in Sri Lanka ) saw Jehan master his comrade in leadership, management and entrepreneurial skills. In Australia, he further accomplished in skills at Australian and New Zealand (ANZ Bank) at various local banking positions.

He holds a Diploma in applied Finance, a Graduate Certificate in Financial Services, as well as a Diploma in Mortgage Broking. In addition, Jehan is a Fellow member of Bankers Association of Sri Lanka and Chartered institute of Marketing (CIM UK)
 

Why choose First Royal?

All in One

At First Royal, you can pretty much solve all your financial needs in one visit. Not only you can match and compare hundreds of products of over 25 leading Australian banks but also facilitate fully industry qualified financial planning. You can also access accounting and tax advice, finalise your year end tax return or even get your bookkeeping done. We will soon start to establish the real estate arm to manage your rental property too and also with a vision to join the Australia’s builders association to embark property construction.

Quality Service model

At First Royal we thrive in doing things right. We pride ourselves in delivering on time and accomplishment whatever we do. We pride ourselves seeing customers accomplishing life’s many goals through quality sound advice whether it is buying their first home, starting up a business or enjoying their retirement. Customer is our focus and we believe in “growing with the customer” to the future. The advice we provide is fully qualified as per industry norm and we cherish customer satisfaction to compliment our end result.

Award winning company with high social responsibility

First Royal is an award winning company so you can rest assured your solution is above industry standard. First Royal Financial Services, the brokerage arm is one of Australia’s top 100 PLAN’s aggregation. Since 2011, it has won “sales Excellence award” and “Excellence in Finance” in every year after.

First Royal is a company embraces community. It had taken part in many sponsorships,Community service events and supporting local authorities over the years making its pledge towards supporting, continuity and uplifting culture and people

Picture shown main sponsor at SOSEA 15th Equatoria Day and Christmas Celebrations 2015, Noble Park, Victoria


    • Dr Sisira Colombage
    • Senior lecturer, Federation University of Melbourne
       The First Royal Holdings team was extremely diligent and meticulous in detail, explaining mortgages and other financial products clearly & simply. Jehan and the team provided a fantastic service and kick started my savings into an investment that has yielded great results. I have always had good interest rates, as the team negotiates on my behalf at every opportunity. This takes the stress out of the procedure for me and I know that everything is well organised and set up to be as cost effective and simplest way possible. In my experience, First Royal Financial Services consistently provide first class advice not only in mortgage matters but also in legal, accounting and taxation matters, in optimising any available benefits or assistance and in all areas of Financial Planning.  

    • Prem Krupakaran, QLD
    • National Assets Service Manager, Puma Energy
       We moved from renting in Sydney to our own house in Melbourne. The reason we were able to do that is because of Jehan. From our very first call, to taking the keys of our first own house, Jehan managed the entire process. We contacted Jehan to organize the finance, but he clearly understood our situation and went to that extent of helping us in finding and choosing the right property. Jehan was very Professional, knowledgeable and took the stress out of us. We are extremely fortunate to have Jehan in this journey. Very very grateful to Jehan for making our dream come true.  

    • Suranji & Ranil Wijesooriya, VIC
    • Group Financial Controller, Egans Group
       I want to say a huge thank you to Jehan for helping me out to get my first house. I was highly impressed with the level of service and advice he provided. Since, I went for a land and construction package I needed that support very much and Jehan overwhelmingly delivered it without any hesitation. Without any doubt I wouldn’t have received this service if I had approached the Bank directly. Always would recommend anyone to Jehan.  

    • Kim & Luke Mattson, QLD
    • Office Manager
       During the last 12 years, I have invested in a number of properties and dealt with many brokers and bankers. Initially, we were living in Melbourne and then moved to Brisbane. Jehan was introduced to us by a friend, who managed both our property purchases here in Melbourne and Brisbane. Time to time, we have sold and purchased numerous properties with very challenging situations. But Jehan managed everything with ease and care. We have no hesitation in recommending Jehan and his team to anyone who is seeking to acquire property.  
Let us do the shopping around, Contact Us now!

About FIRST ROYAL

First Royal Group is about helping people make better choices with their finances and managing them to achieve better choices to lead a better life. We thrive in customer service and proud to see people could realize their dreams of things that are important to them, whether buying a home, buying a new car, starting up a business, travelling around the world or enjoying life in retirement.

First Royal holdings holds an Australian Credit License: no. 391237 Financial Planning Pty Limited, a fully owned subsidiary of First Royal holdings an Australian Financial Services License: no. 422555.



Disclaimer

The information provided in this website is for general education purposes only and does not constitute specialist advice. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy.

*Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories.